Advisory Services
Clarity Before Commitment
Significant boat ownership decisions carry financial, operational, and personal consequences. Pelagic provides private ownership guidance for those seeking considered thinking before they buy, upgrade, or change direction.
Ownership Strategy Advisory
Before you buy, upgrade, or change direction.
For
- —Boat owners and buyers considering $300K–$2M decisions
- —First-time serious buyers
- —Owners stepping up in size or complexity
- —Couples aligning boating decisions with lifestyle or retirement plans
The problem
Many owners buy the wrong boat, in the wrong ownership structure, at the wrong time — often based on dock talk, optimism, or broker enthusiasm. These mistakes routinely cost six figures.
What we cover
- —Buy vs charter vs fractional ownership
- —New vs used vs refit decisions
- —Timing purchases around lifestyle, kids, and retirement
- —Real-world total cost of ownership (not dealer math)
- —Usage reality vs expectation
What you get
- —A structured, peer-to-peer advisory conversation
- —Grounded recommendations on what to pursue, what to avoid, and why
- —A written summary with clear guidance
Pre-Purchase Reality Check & Truth-in-Cost Modeling
What this boat will really cost you.
For
- —Buyers seriously evaluating a specific boat or class of boats who want clarity before committing hundreds of thousands of dollars
The problem
Most buyers underestimate operating costs, maintenance effort, insurance friction, and time commitment. These realities surface after the purchase — when it's too late.
Deliverables
- —A realistic 5-year cost-of-ownership model
- —Usage-based assumptions tailored to you
- —Breakdown of key cost drivers: fuel, maintenance, insurance, moorage, upgrades
- —Clear identification of financial and lifestyle red flags
- —Plain-English guidance on fit and risk
What you get
- —A detailed cost model and written assessment
- —Honest guidance on whether the purchase makes sense for your situation
Ownership Transition & Exit Planning
Selling on your terms — not under pressure.
For
- —Boat owners (often 55+) who are unsure how long they'll keep their boat, are feeling rising cost or effort pressure, or want a deliberate, dignified exit
The problem
Most boats are sold reactively — too late, under stress, and with avoidable value loss.
What you get
- —Clear assessment of keep vs refit vs sell options
- —Timing and market considerations
- —Cost vs enjoyment trade-offs
- —A practical 2–3 year exit roadmap
Roadmap includes
- —Maintenance sequencing
- —Documentation readiness
- —Presentation considerations
- —Guidance on preserving value and reducing friction
Under-Used Asset & Utilization Advisory
When the boat isn't being used — but still costs you.
For
- —Owners using their boat fewer than ~20 days per year
The problem
Low usage creates guilt, cost pressure, and justification fatigue — without clarity on what to do next.
What we explore
- —Usage optimization strategies
- —Co-ownership or shared-use models
- —Selective chartering (where legal and appropriate)
- —Exit timing if utilization doesn't improve
Note
- —This is emotionally resonant work — and often leads to the most relief.
The Journey
How It Fits Together
Roundtable
Trust + clarity
1:1 advisory
Decision depth
Cost modeling
Financial confidence
Exit planning
Long-term control
Each engagement stands on its own.
Retained Advisory
Ongoing Counsel
For a limited number of owners, Pelagic offers ongoing advisory relationships structured around annual planning, seasonal review, and major decision support.
Details available upon request.